The world of computer science has grown tremendously. Phishing is the fraudulent way of acquiring someone’s sensitive information like username, password and credit card details. Phishing fraudulent is accompanied by impersonating as a trustworthy entity in electronic communication. It is also defined as a fraudulent e-mail that attempts to get you to divulge personal data that can then be used for illegitimate purposes. This scheme has many variations.
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It has a direct risk of use of stole credentials and an indirect risk of business conducted online by customer confidence. Credit card numbers, bank details, social security numbers can also be used to phish information. One can be denied access or can have a financial loss under phishing.
How common phishing works nowadays?
A study reveals that the attacks of phishing currently target 52% of the major brands like Apple and PayPal. Phishers are updating their approach towards every industry segment and trying to affect them largely.
Here are three general characteristics included in phishing to watch for:
1) The email ultimately asks for some personal data: In a phishing email, the major aim is to obtain your personal information like your bank account numbers, credit card numbers, passwords, etc. They do this by showing you a need for urgency by drafting their messages in such a manner that the receiver feels that it is really important to reply to this e-mail. But that’s when you make a mistake. Never share your detail in an email if it asks you for your bank account information or your personal information. These types of
emails are fake and should be ignored.
2) Check for inconsistencies in the links: Phishing emails will try to convince you to click on the link that they have posted in their messages so that they can redirect you to their custom page and can access your personal information. Thus, it is important that you scroll your mouse over the link posted in an email received by you and see where it goes. If it redirects you to a different web address, that indicates that it’s a fake one and should be highly ignored.
3) When in doubt, verify with the sender directly: Provided your e-mail passes all the above tests, but still you are unsure about it, do contact the concerned person directly by calling them to confirm if the email is authorized or not. Just through the emails you can’t rely on a person and pursue your business with him.
There are many online portals like eBay, Urban Ladder, Healthkart, etc. who send their user’s regular e-mails for informing them about the ongoing discounts offered by them. You can always confirm the emails by going to the link provided and see if it’s a genuine one. Usually, online websites do not do these types of fraudulent. But still being a user, you should always confirm it. An aware user never gets conned by anyone. So, make yourself completely aware of phishing technology and avoid the wrong things that can happen.